Future Generali India Life Insurance Company Limited is now Generali Central Life Insurance Company Limited. Generali Central Life Insurance Company Limited – A joint venture between Generali – one of the world’s leading insurers and Central Bank of India, India’s finest nationalised bank.
Future Generali India Life Insurance Company Limited is now Generali Central Life Insurance Company Limited. Generali Central Life Insurance Company Limited – A joint venture between Generali – one of the world’s leading insurers and Central Bank of India, India’s finest nationalised bank.
Rakesh Wadhwa:
How does the concept of herd immunity work and is that a plausible solution who adopt?
Dr. Ramanan Laxminarayan:
So herd immunity is not a strategy. Herd immunity is an inevitable consequence of a disease spreading to a population. It is not that we actively seek out herd immunity. Herd immunity simply means that you don't have to vaccinate a hundred percent of our population to protect everyone.
Hundred percent of the population will not get the disease in order to be protected. In your mind Think of a hundred people in a room. Okay. Think of a hundred people on there and they're all playing passing the parcel. They are passing the parcel someone else.
But let us say that 65 people in the room was standing where they are, are people who if you give the parcel to, they will not pass anymore because they are immune they can take the virus. They can't give it to anyone else. So imagine that you have a hundred people and 65 of them cannot pass the parcel anymore. You can understand that that passing the parcel game will come to an end pretty quickly because. The virus is going to hit these dead-ends or these immune people and won't transmit further. So herd immunity is a simple concept which basically says that the disease dies out not when everyone is infected but when some proportion like 65% and why 65% because it's a pretty exact mathematical formula for herd immunity. And across the country, ICMR said that 0.73% was impacted except for the containment areas back in early May.
So including those areas might've been about 1-1.5% today. We may already be at 5% - 6% - 7% of people who are already exposed to the virus. So I d know. I don’t want to sound casual but getting from 5-6% to 55-60% is not that far and we might get there very soon.
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Have questions? Get help and reliable support from experts at Generali Central India Life Insurance.
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Here are answers to some of the questions you might have.
Life insurance is a financial safety net that supports your loved ones in your absence. If something happens to you, it provides them with funds to help cover everyday expenses, repay debts, and achieve future goals. It gives you peace of mind, knowing your family’s financial future is secure— no matter what.
The right plan depends on your needs.
Start by assessing your life stage, financial goals, and the needs of your family. Consider factors like your income, outstanding loans, future expenses and goals (like children’s education, foreign travel, study abroad), and desired coverage amount. We offer a wide range of plans that cover multiple goals and budgets. To get a better idea and make a confident choice consult with a financial advisor or call us on 1800 102 2355.
A good rule of thumb is to aim for coverage that's 10–15 times your annual income. Consider your family’s living expenses, outstanding loans, children’s education, and long-term goals. The right amount ensures your loved ones can maintain their lifestyle and meet future needs— even in your absence.
We would love to help you choose and buy the right policy for your needs. Call our toll-free number 1800 102 2355 or drop us an email at care@generalicentral.com.
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Understand your policy better with key details and insights into our Generali Central Life Insurance.
This Product is not available for online sale. Life Coverage is included in this Product. For detailed information on this plan including risk factors, exclusions, terms and conditions etc., please refer to the product brochure and consult your advisor, or, visit our website before concluding a sale. Tax benefits are as per the Income Tax Act 1961 and are subject to any amendment made thereto from time to time. If you have any request, grievance, complaint or feedback, you may reach out to us at care@generalicentral.com For further details please access the link: www.generalicentrallife.com/customer-service/grievance-redressal-procedure.
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