Future Generali India Life Insurance Company Limited is now Generali Central Life Insurance Company Limited. Generali Central Life Insurance Company Limited – A joint venture between Generali – one of the world’s leading insurers and Central Bank of India, India’s finest nationalised bank.

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Fund Performance

At Generali Central Life, we follow a structured and research-driven investment approach built on discipline, transparency, and risk management. Our goal is to create sustainable growth and deliver consistent returns, empowering you to stay confident in your journey.

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NAV History

Performance & Benchmark

GCLI Investment Philosophy

The cornerstone of GCLI investment philosophy is rooted in a deep commitment toprotect and enhance our clients’ wealth over time. We adopt a conservative and prudent approach to deliver enduring financial security andpeace of mind.

Two Pillars of Our Philosophy

Capital Preservation

We prioritize safeguarding our clients’ capital, ensuring resilience across market cycles and minimizing downside risks.

Generation of Steady Long-Term Returns

We aim to deliver consistent, sustainable returns that compound over time, aligned with long-term financial goals.

Key Focus Areas

Sustainable Returns: We seek investments that offer enduring value and growth potential.
Liquidity: We maintain adequate liquidity to meet obligations and seize market mispricing/opportunities.
Margin of Safety: We believe in Growth at Reasonable Prices (GARP) style which offers us buffer to protect against volatility and unforeseen risks.

Our Approach to Achieving These Goals

Disciplined Investment Process

We follow a structured, rule-based investment framework that ensures consistency and objectivity in decision-making.

Conservative & Consistent Long-Term Strategy

Our strategy avoids speculation and emphasizes time-tested principles that deliver value over the long run.

Research-Driven Decisions

We rely on extensive primary and secondary research to guide our investment choices, ensuring they are data-backed and well-informed.

Robust Risk Control Measures

We implement sound risk management practices to optimize risk-adjusted returns, ensuring portfolio stability and resilience

Fund Management Team

Know more about the people who manage your funds

Niraj Kumar

Chief Investment Officer & Head of Business Transformation & Strategy

Shobit Gupta

Head, Fixed Income

Srijan Sinha, CFA

Fund Manager, Equities

Vedant Heda

Fixed Income Fund Manager

Rohit Khatri

Senior Equity Research Analyst

Hetansh Doshi

Fixed Income Analyst

Chetan Patil

Dealer, Equity Research Analyst

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Disclaimer - Generali Group’s and Central Bank of India’s liability is restricted to the extent of their shareholding in Generali Central Life Insurance Company Limited. Generali Central Life Insurance Company Limited (Formerly known as ‘Future Generali India Life Insurance Company Limited’) (IRDAI Regn. No.: 133) (CIN: U66010MH2006PLC165288). Regd. Office & Corporate Office address: Unit 801 and 802, 8th floor, Tower C, Embassy 247 Park, L.B.S. Marg, Vikhroli (W), Mumbai - 400083 | Email: care@generalicentral.com | Call us at 1800 102 2355 | Website: www.generalicentrallife.com

BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS

IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.